Tailored Loan Products for Texas Businesses

Whether you're purchasing your first commercial property, expanding to a new location, or refinancing to better terms, our commercial real estate loans provide the capital you need with terms that work for your business. We specialize in owner-occupied properties and investment real estate, offering flexible structures that align with your long-term goals.

A business line of credit gives you the flexibility to access cash when you need it—without the commitment of a traditional term loan. Think of it as a safety net for your business: you only pay interest on what you use, and once you pay it back, the funds become available again. This revolving credit structure is ideal for managing cash flow gaps, covering short-term expenses, or seizing time-sensitive opportunities.

From construction machinery and delivery trucks to restaurant equipment and medical devices, equipment financing allows you to acquire the tools you need to run and grow your business—without tying up large amounts of working capital. The equipment itself serves as collateral, often making it easier to qualify than unsecured loans.

SBA loans are partially guaranteed by the U.S. Small Business Administration, making them one of the most attractive financing options for small businesses. With lower down payments, longer repayment terms, and competitive interest rates, SBA loans are ideal for substantial investments in your business—whether that's buying real estate, purchasing a business, or funding major expansions.

If your business processes credit card transactions or has consistent revenue, a merchant cash advance (MCA) can provide fast, flexible capital. Instead of fixed monthly payments, you repay a percentage of your daily sales—meaning during slower periods, you pay less, and during busy times, you pay more. It's a financing solution designed to match the natural ebb and flow of your business.

Not every business fits the traditional lending mold—and that's okay. Alternative and unsecured business loans are designed for companies that may have less-than-perfect credit, limited collateral, or a shorter operating history. These loans prioritize your business's cash flow and future potential over strict credit requirements.